The short answer is no, you should not talk to the insurance company if they call after your accident. Instead, you need to ask questions about your accident to a Minnesota or North Dakota personal injury lawyer.
Here are the reasons why.
If you get hurt by a defective product, in an accident or crash, the insurance company will want to talk to you. The insurance company will want you to sign releases for your doctor and hospital records. They will want a recorded statement from you. Why do they want all this?
Ask a personal injury attorney! Your accident attorney is on your side! Speaking with the insurance company will not help you. The insurance representative is looking for specific information – reasons to pay you less in settlement. Even if you are a smart and savvy person, you will be outmatched. The insurance representative does this for a living. This might be your first accident insurance claim.
The insurance company might be the problem, not the solution.
The insurance company might not really be interested in what happened. The insurance company wants to collect premiums and avoid paying claims. Toward that end, the insurance company will occasionally do ridiculous things.
Talk to a North Dakota or Minnesota personal injury attorney after your accident, not the insurance company. A personal injury attorney is on your side, not the insurance company’s side. You can call or email your questions to the accident attorneys at the Stowman Law Firm, P.A., in Detroit Lakes, Minnesota, for free. Their lawyers will answer your questions free of charge. Our personal injury lawyers have been helping people in northwestern Minnesota and and the Fargo, North Dakota, area injured by defective products for more than 40 years.